I had a great vacation for a couple of days this summer. A friend invited me to share the house she uses in the summer in Falmoth. It is one of those houses on a small lake. Every morning I was there I walked down and had coffee sitting on the dock. It had all the lake things, lily pads, dragon and damsel flys and ducks.
I noticed the ducks because they noticed me. It became apparent that this was a mother and her two offspring even though they were the same size. The mom turned her head sideways and looked me over several times over the next few days. I was talking to her so I suppose she had a good reason to view me with suspicion.
Anyway. Watched the ducks swim in this near idyllic setting musing that it must be great to be a duck of course I immediately remembered the honking long flight or dealing with winter outdoors. On second thought no thanks. But then it occured to me a thought that has nagged at me ever since.
EVERY DUCK LIVES THE SAME WAY. Not only every duck, but every insect, rabbit, mouse, monkey, fish. . .you get the idea. No speicies has a small portion living in lavish splendor and the rest varying down to squalor. Until humane humans. In fact the reality of squalor is a human invention. There are no ducklings living in squalor. There are no bear cubs that will have an advantage of nutrition, family, shelter and education over other cubs.
How did a home one of the basic necessities of life become an investment opportunity? Why is the cost of a home to the point of absurd. This has created generations of people who will never own their own home. The landlord is not creating a product or providing a service, he is culling his tenants paycheck. His investment grows and the tenant will never see anything from the rent. Again the only results of the trickle down is that all the people on the bottom get is pissed on.
Saturday, August 11, 2007
the new indentured servants
We pay $125 a month. This money does nothing to pay down our debt which grows by over $300 a month. What is this debt? Well it started as a $16,000 student loan. But it has grown into over $56,000 monster. Yes we are at fault. But are we $40,000 at fault. AND IF we are $40,000 at fault how ethical is it to add 8% interest on a loan that has already increased 400%?!
Our loan is in the hands of William D Ford. We are in deferment where we pay something. I have called and begged the original lender (New York State Higher Ed Corp) and asked them to reduce the fees and interest they piled on. They said. . .no.
I have written to everyone I can think of and now I see student loan corps advertising on the TV luring kids into thinking this is easy money instead of heavy chains that can trap you and drag you down if you run into problems.
I would love to learn the percentage of people in trouble with student loan debt are from broken/abusive homes. People who feel they have no place to turn if they run into problems. It seems that these might go hand in hand.
People without student loan issues might think "big deal". . .it is a big deal. Student loan companies are now lending up to $40,000 a year x 4 yrs. . .160,000. . .x 4 (if they have troubles) $640,000. . .pretty good deal for the lenders. . .sucks for the rest of us.
Oh and don't forget you can NEVER discharge student loans. . .if you are crippled and on disablity. . .they will garnish part of that to pay off student loans. . .er I mean student aid.
Oh by the way. . .the loan is not mine. . .nor my children's. . .but we are directly affected by it. This country needs to come back to center. People do count and it is time the people who serve in Washington start reflecting us.
No more taxation without representation. I want people serving who own nothing and earn under $100,000 a year. . .I want at least half of Congress to come from people who earn the average American wage. This way I will be represented.
Our loan is in the hands of William D Ford. We are in deferment where we pay something. I have called and begged the original lender (New York State Higher Ed Corp) and asked them to reduce the fees and interest they piled on. They said. . .no.
I have written to everyone I can think of and now I see student loan corps advertising on the TV luring kids into thinking this is easy money instead of heavy chains that can trap you and drag you down if you run into problems.
I would love to learn the percentage of people in trouble with student loan debt are from broken/abusive homes. People who feel they have no place to turn if they run into problems. It seems that these might go hand in hand.
People without student loan issues might think "big deal". . .it is a big deal. Student loan companies are now lending up to $40,000 a year x 4 yrs. . .160,000. . .x 4 (if they have troubles) $640,000. . .pretty good deal for the lenders. . .sucks for the rest of us.
Oh and don't forget you can NEVER discharge student loans. . .if you are crippled and on disablity. . .they will garnish part of that to pay off student loans. . .er I mean student aid.
Oh by the way. . .the loan is not mine. . .nor my children's. . .but we are directly affected by it. This country needs to come back to center. People do count and it is time the people who serve in Washington start reflecting us.
No more taxation without representation. I want people serving who own nothing and earn under $100,000 a year. . .I want at least half of Congress to come from people who earn the average American wage. This way I will be represented.
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